SIKMAKU: Designing a Digital Tool for Management Performance Assessment in Islamic Microfinance Institutions
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Abstract
This research aims to develop a digital-based information system as a tool for assessing the performance of Islamic financial institution management, particularly in BMTs (Baitul Maal wat Tamwil). The developed application is named SIKMAKU (Sistem Penilaian Kinerja Manajemen Lembaga Keuangan Syariah), built on an Android platform with webservice integration. The Research and Development (R&D) method was used in this study, consisting of several stages: preliminary study, problem and needs identification, initial model design, expert validation, field testing, product revision, and dissemination. SIKMAKU is designed to address issues in the traditional manual assessment system, such as slow processing time, low data accuracy, and difficulties in storing and accessing evaluation results. Its main features include user registration, instrument input, progress dashboard, automatic PDF reporting, and tutorial access. These functions help improve efficiency, transparency, and objectivity in evaluating BMT management performance. Field testing showed that SIKMAKU is user-friendly, fast in data processing, and accessible in real-time by all relevant parties. The final product has been revised based on feedback from media experts, content experts, and language validators, and is now ready for broader implementation across Islamic microfinance institutions. This application supports concepts such as smart education and technology adoption, contributing to the digital transformation of Islamic financial institutions.
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References
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